Smart Protection for Local Businesses
Business Insurance
Reliable Business Insurance, Tailored for You
Whether you run a small shop in Roslindale, a contracting business in Hyde Park, or a professional office in West Roxbury, the right insurance coverage helps protect everything you’ve built. At James W. Hennigan Insurance Agency, we offer tailored business insurance solutions backed by decades of experience serving Greater Boston entrepreneurs and owners.

We take the time to understand your operation—from risks and regulations to equipment, staff, and space. Then, we craft a policy that aligns with your goals, so you can focus on running your business with confidence.
Why You Need Business Insurance
The right business insurance protects you from costly disruptions—like property damage, liability claims, or workplace injuries. Whether you run a shop in Jamaica Plain or a home-based business in West Roxbury, Hennigan Insurance helps you secure reliable, tailored coverage that supports your success and safeguards what you’ve built.
What Does Condo Insurance Cover?
Every business is different—but all deserve the same level of care, clarity, and protection. At James W. Hennigan Insurance, we proudly support a wide range of industries in West Roxbury and throughout Greater Boston.
General Liability Insurance
Protects your business against claims involving bodily injury, property damage, and personal injury.
Commercial Property Insurance
Covers physical assets like your office, storefront, tools, and inventory.
Business Owners Policy (BOP)
Combines general liability and property coverage into one convenient, cost-effective package.
Workers’ Compensation Insurance
Required for most businesses in Massachusetts—helps cover medical costs and lost wages if an employee is injured on the job.
Professional Liability (Errors & Omissions)
Covers your business if a client claims negligence, mistakes, or missed deadlines.
Commercial Auto Insurance
Coverage for vehicles used in your business operations—from delivery vans to service trucks.
Serving Boston’s Diverse Business Community
- Contractors & Skilled Trades: General contractors, electricians, plumbers, HVAC, and other service professionals.
- Retail & Hospitality: Shops, boutiques, convenience stores, restaurants, cafés, and takeout establishments.
- Professional & Office-Based Services: Law firms, accountants, consultants, real estate agencies, and similar service providers.
- Property Owners & Managers: Landlords, condo associations, and managers of residential or commercial properties.
- Home-Based & Independent Businesses: Freelancers, designers, solopreneurs, and remote operators.
- Nonprofits & Community Organizations: Charities, clubs, and mission-driven organizations serving the local community.
Frequently Asked Questions
What insurance does a small business need in Massachusetts?
At minimum, most businesses need general liability and workers’ compensation. Depending on your industry, you may also need commercial property or professional liability coverage. We’ll walk you through your options and help you meet state requirements and industry standards.
Is business insurance required in Boston?
Yes—if you have employees, Massachusetts law requires workers’ compensation. Other policies may not be mandated but are essential to protect against lawsuits, accidents, and property damage. Let’s ensure you’re covered where it matters most.
How much is business insurance in Boston and West Roxbury?
Premiums vary by business type, size, location, and risk level. Retail shops in South Boston and contractors in Dorchester may face different costs. We’ll compare carriers to get you the right price for your protection.
Can I bundle business insurance with my personal or auto policies?
Absolutely. Bundling with your home or auto policies can save money and streamline service. We’ll help you find smart, cost-effective packages.
Who offers the best business insurance rates in Greater Boston?
We partner with leading carriers to bring competitive business insurance rates to West Roxbury, Roslindale, Hyde Park, and beyond. Call us today for a free quote customized to your industry and location.
