Protect What’s Yours—Even If You Don’t Own It
Renters Insurance
Reliable Renters Insurance, Tailored for You
Whether you're renting an apartment in West Roxbury, a triple-decker in Dorchester, or a townhouse in Roslindale, your belongings deserve protection. At James W. Hennigan Insurance Agency, we help renters across Greater Boston secure the coverage they need—without overpaying or overcomplicating the process.
Why You Need Renters Insurance
Your landlord’s insurance covers the building—not your personal belongings. If there’s a fire, theft, or water damage, you could be left replacing everything out of pocket.
Renters insurance bridges that gap, offering affordable protection for your possessions, personal liability, and temporary housing if needed. At Hennigan Insurance, we help Boston renters find flexible, budget-friendly coverage that fits real life.
What Does Renters Insurance Cover?
Personal Property Coverage
Protection for furniture, clothing, electronics, and valuables—at home or on the go.
Liability Protection
Coverage for legal costs if someone is injured in your apartment or you cause property damage.
Loss of Use
Pays for hotel stays, meals, and other expenses if you can't live in your rental due to a covered event.
Frequently Asked Questions
Do I really need renters insurance in Boston?
Yes. Your landlord’s policy protects the building—not your belongings. Renters insurance gives you coverage for your property, personal liability, and more. Call us today to find out exactly what you need—and how to get it affordably.
How much does renters insurance cost in West Roxbury and nearby areas?
Most renters in Boston pay between $10 and $20 per month. Your rate depends on your location, belongings, and coverage amount. We’ll help you compare top carriers and lock in value without sacrificing protection.
What happens if there’s a fire or break-in?
Renters insurance typically helps pay to replace stolen or damaged property and can also cover hotel stays if your apartment becomes unlivable. Not sure what’s included? Give us a call and we’ll explain everything clearly.
Can I get renters insurance today?
Yes—coverage can often start the same day. Just give us a call or send us a quick message and we’ll get the process started right away.
